---
description: Compare Indy vs Refrens and discover more similar software. GetApp will help you learn more about each of these tools and make the best decision for your business.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Indy vs Refrens Comparison | GetApp Singapore 2026
---

Breadcrumb: [Home](/) > [Proposal Management Software](/directory/340/proposal-management/software) > [Indy \<span\>vs\</span\> Refrens](https://www.getapp.sg/compare/2050396/2064115/indy/vs/refrens)

# Compare Indy vs Refrens

Canonical: https://www.getapp.sg/compare/2050396/2064115/indy/vs/refrens

> Detailed comparison between Indy and Refrens. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Indy | Refrens |
| **Overall rating** | 4.7/5 | 4.9/5 |
| **Total Reviews** | 103 | 243 |
| **Starting Price** | US$12.00 | US$0.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | Yes | Yes |
| **Deployment** | Cloud, SaaS, Web-based | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat |
| **Training** | Live Online, Documentation | Live Online, Webinars, Documentation, Videos |

## Key features

### Indy

- API
- Accounting Integration
- Activity Tracking
- Billing & Invoicing
- Contact Database
- Customizable Invoices
- Customizable Reports
- Customizable Templates
- Document Management
- Email Management
- Hourly Billing
- Invoice History
- Multi-Currency
- Online Invoicing
- Project Billing
- Real-Time Data
- Reminders
- Tax Calculation
- Workflow Automation
- Workflow Management

### Refrens

- API
- Accounting Integration
- Activity Tracking
- Billing & Invoicing
- Contact Database
- Customizable Invoices
- Customizable Reports
- Customizable Templates
- Document Management
- Email Management
- Hourly Billing
- Invoice History
- Multi-Currency
- Online Invoicing
- Project Billing
- Real-Time Data
- Reminders
- Tax Calculation
- Workflow Automation
- Workflow Management

## Links

- [View Indy Profile](https://www.getapp.sg/software/2050396/indy)
- [View Refrens Profile](https://www.getapp.sg/software/2064115/refrens)
- [View Original Comparison](https://www.getapp.sg/compare/2050396/2064115/indy/vs/refrens)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Indy vs Refrens Comparison | GetApp Singapore 2026","description":"Compare Indy vs Refrens and discover more similar software. GetApp will help you learn more about each of these tools and make the best decision for your business.","url":"https://www.getapp.sg/compare/2050396/2064115/indy/vs/refrens","about":[{"@id":"https://www.getapp.sg/software/2050396/indy#software"},{"@id":"https://www.getapp.sg/software/2064115/refrens#software"}],"breadcrumb":{"@id":"https://www.getapp.sg/compare/2050396/2064115/indy/vs/refrens#breadcrumblist"},"@id":"https://www.getapp.sg/compare/2050396/2064115/indy/vs/refrens#webpage","@type":["WebPage","CollectionPage"],"publisher":{"@id":"https://www.getapp.sg/#organization"},"inLanguage":"en-SG","isPartOf":{"@id":"https://www.getapp.sg/#website"}},{"name":"Indy","description":"Indy is the all-in-one admin solution for your independent business. With Indy, you can easily manage your business and clients from contact made to invoice paid and everything in between.\n\nIndy’s all-encompassing ecosystem is made up of Indy University, Indy’s tool suite, and the Indy Network, giving freelancers the guidance and tools they need to grow a successful independent business.\n\nBeginning with Indy University, a place where you can learn everything you need to overcome the common pitfalls that cause 50% of freelancers to fail in their first year. Take self-paced courses and browse through hundreds of guides that help you overcome any challenge while freelancing.\n\n\n\nAlong with these educational resources, Indy’s robust tool suite gives you all the tools you need to manage your business.\n\n✅Forms\n\nGenerate new leads, gather feedback, and conduct surveys with beautiful, professionally designed templates that can be customized in minutes. \n\n✅Proposals\n\nIndy’s proposal builder lets you embed anything you need to create engaging, eye-catching proposals that make clients take notice. Add videos, songs, images, social media profiles, and Calendly invites so prospects can book a meeting right from the proposal.\n\n✅Contracts\n\nOur legally vetted contracts keep your business, your time, and your money protected. The contracts wizard makes it easy to plug in your details and generate a personalized contract quickly. You can even add your own contracts into the system. \n\n✅Tasks\n\nTake charge of any assignment a client sends your way with powerful to-do lists and Kanban boards. Break down large projects into smaller tasks, or balance multiple projects at once.\n\n✅Files\n\nUpload, store, and share files with clients to get feedback and approval. With version control, clients can write comments directly on your files. Comments and suggestions are linked to the specific version, making it easy to track progress from one draft to the next.\n\n✅Time Tracker\n\nTrack your hours automatically with just a click. Then view the total number of hours worked over the past days, weeks, and months with the time tracking widget, and quickly see which hours have been paid or still need to be billed.\n\n✅Invoices\n\nWrap up with simple yet powerful invoicing. Accept multiple online and offline payment options like PayPal, Stripe, Zelle, Wire Transfer, and Direct Deposit, allowing clients to pay fast and flexibly. \n\n✅Calendar\n\nGet a bird’s-eye view of everything happening each day, week, and month, so that you’ll always have a clue of what’s due or overdue when it comes to tasks, invoices, proposals, and contracts.\n\nIndy is free to use and gives you unlimited access to core tools that seamlessly manage your business admin, projects, and client communication.\n\nWhen you’re ready to cut your work time in half, Indy Pro unlocks access to a suite of enhanced tools for just $9/month with an annual plan. Automate your daily tasks, connect Indy to over 5,000 popular apps through Zapier, showcase your branding with custom fonts and white labeling, set up a recurring invoice series, and create custom workflows that keep your business working even when you’re not.\n\nBut equipping freelancers with the right tools and education is only part of the solution to creating a better future for remote workers everywhere. We also have the Indy Community, which fosters a place for you to find and connect with like-minded creatives and expand your network.\n\nCreate a profile and join thousands of freelancers who use Indy to grow their independent businesses. Browse through profiles, quickly connect with members, and send chat messages to your newfound collaborators and friends. You can even add them to your workspace and create virtual freelance teams to manage larger projects together.\n\nIndy is truly the one-stop shop for independent workers to get the education, tools, and network they need to make freelancing simple. We give people the power to build a better business, control their s","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/320f17c6-aae7-4800-9d08-29d894872377.jpeg","url":"https://www.getapp.sg/software/2050396/indy","@id":"https://www.getapp.sg/software/2050396/indy#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.sg/#organization"},"aggregateRating":{"@type":"AggregateRating","bestRating":5,"ratingCount":103,"ratingValue":4.7},"offers":{"price":"12","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud"},{"name":"Refrens","description":"Refrens is an AI-powered business finance and operations platform that brings invoicing, receivables, purchases, expenses, accounting, GST compliance, inventory, vendor workflows, and reporting into one connected system. Transactions update the relevant books, ledgers, stock records, and reports automatically, reducing duplicate entry. Refrens is trusted by 150,000+ businesses across 170+ countries and rated 4.8/5 across 12,000+ reviews.\n\nCreate, share, and collect faster\n\nCreate GST and non-GST invoices, quotations, estimates, proforma invoices, credit notes, sales orders, delivery notes, payment receipts, and other business documents. Customize templates, columns, formulas, fields, and branding. Share documents by email, WhatsApp, PDF, or secure links, track client views, collect domestic and international payments, and reconcile received payments. Automate recurring invoices and payment reminders, and create documents in multiple currencies.\n\nControl purchases and expenses\n\nRecord inventory purchases, operating expenses, salaries, reimbursements, petty cash, and recurring bills from one dashboard. Use AI OCR to scan vendor invoices and extract available details instead of typing them manually. Create purchase orders, debit notes, and payout receipts; send RFI or RFQ links to collect vendor documents; and route transactions through configurable multi-stage approval workflows.\n\nKeep books updated automatically\n\nSales, purchases, expenses, and payments can update Refrens’ double-entry accounting system in real time. Ledgers, vouchers, and journal entries are created automatically, while manual journals remain available for exceptional transactions. Reconcile bank statements, manage the chart of accounts, and generate Trial Balance, Balance Sheet, Profit and Loss, Income Statement, Cash Flow, Daybook, ledger, outstanding, and ageing reports.\n\nManage GST compliance\n\nCreate e-invoices and e-way bills, generate GSTR-1, GSTR-2B, and GSTR-3B reports, and reconcile purchase records against GSTR-2B. Verify GST details and use Refrens Trust Score to review a client or vendor’s GSTIN status, filing history, taxpayer details, and filing behaviour before doing business.\n\nKnow your stock across locations\n\nTrack stock in real time as sales and purchases are recorded. Manage inventory across warehouses, track batches, serial numbers, manufacturing and expiry dates, transfer stock, and set low-stock, critical-stock, reorder, and overstock alerts. Strict Inventory Control helps prevent transactions that exceed available stock. Inventory valuation, stock status, ageing, transaction, and product-wise profitability reports provide operational visibility.\n\nManage vendors and workflows\n\nMaintain vendor records, onboarding information, purchase history, payments, outstanding balances, and compliance details in one place. Verify PAN, GST, bank, and KYB/KYC information, collect documents through onboarding or RFI links, and control processes through roles, permissions, approval stages, super-approvers, and audit trails.\n\nWork with one connected platform\n\nBuild custom reports, collaborate with team members and accountants, access Refrens through web and mobile apps, and connect external systems through invoicing and inventory APIs. Shopify and Pabbly Connect support connected workflows. Optional AI capabilities include Freya, Refrens’ accounting assistant, for financial questions and insights.\n\nRefrens also includes Sales CRM capabilities such as lead-capture forms, pipelines, follow-ups, communication, meetings, integrations, and sales reports. Because CRM, documents, accounting, and inventory share the same platform, teams can move from an opportunity to a quotation, invoice, payment, and financial record without recreating data.\n\nBusinesses can explore Refrens with limited access before selecting a paid plan based on their document volume, accounting, workflow, inventory, and team requirements.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/9263bddf-e374-42d1-8d9e-7bd348c90765.png","url":"https://www.getapp.sg/software/2064115/refrens","@id":"https://www.getapp.sg/software/2064115/refrens#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.sg/#organization"},"aggregateRating":{"@type":"AggregateRating","bestRating":5,"ratingCount":243,"ratingValue":4.9},"offers":{"price":"0","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Linux, Chrome, Android, Platform ios, Platform ipad"},{"@id":"https://www.getapp.sg/compare/2050396/2064115/indy/vs/refrens#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Proposal Management Software","position":2,"item":"/directory/340/proposal-management/software","@type":"ListItem"},{"name":"Indy vs Refrens","position":3,"item":"https://www.getapp.sg/compare/2050396/2064115/indy/vs/refrens","@type":"ListItem"}]}]}
</script>
