---
description: Compare Qonto vs Mercury and discover more similar software. GetApp will help you learn more about each of these tools and make the best decision for your business.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Qonto vs Mercury Comparison | GetApp Singapore 2026
---

Breadcrumb: [Home](/) > [Accounts Receivable Software](/directory/238/accounts-receivable/software) > [Qonto \<span\>vs\</span\> Mercury](https://www.getapp.sg/compare/2074894/2084145/qonto/vs/mercury-3)

# Compare Qonto vs Mercury

Canonical: https://www.getapp.sg/compare/2074894/2084145/qonto/vs/mercury-3

> Detailed comparison between Qonto and Mercury. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Qonto | Mercury |
| **Overall rating** | 4.5/5 | 4.9/5 |
| **Total Reviews** | 250 | 57 |
| **Starting Price** | €9.00 | US$0.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | Yes | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Chat |
| **Training** | Live Online, Documentation, Videos | Documentation |

## Key features

### Qonto

- API
- Accounting
- Activity Dashboard
- Cash Flow Management
- Corporate Card
- Expense Tracking
- Financial Management
- Fraud Detection
- Invoice Management
- Monitoring
- Online Banking
- Real-Time Data
- Real-Time Monitoring
- Reporting & Statistics
- Transaction History
- Transaction Monitoring
- Two-Factor Authentication
- User Management

### Mercury

- API
- Accounting
- Activity Dashboard
- Corporate Card
- Customizable Reports
- Electronic Statements
- Expense Tracking
- Financial Management
- Fraud Detection
- Invoice Management
- Monitoring
- Online Banking
- Real-Time Monitoring
- Reporting & Statistics
- Transaction History
- Transaction Monitoring
- Two-Factor Authentication
- User Management

## Links

- [View Qonto Profile](https://www.getapp.sg/software/2074894/qonto)
- [View Mercury Profile](https://www.getapp.sg/software/2084145/mercury-3)
- [View Original Comparison](https://www.getapp.sg/compare/2074894/2084145/qonto/vs/mercury-3)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Qonto vs Mercury Comparison | GetApp Singapore 2026","description":"Compare Qonto vs Mercury and discover more similar software. GetApp will help you learn more about each of these tools and make the best decision for your business.","url":"https://www.getapp.sg/compare/2074894/2084145/qonto/vs/mercury-3","about":[{"@id":"https://www.getapp.sg/software/2074894/qonto#software"},{"@id":"https://www.getapp.sg/software/2084145/mercury-3#software"}],"breadcrumb":{"@id":"https://www.getapp.sg/compare/2074894/2084145/qonto/vs/mercury-3#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.getapp.sg/compare/2074894/2084145/qonto/vs/mercury-3#webpage","publisher":{"@id":"https://www.getapp.sg/#organization"},"inLanguage":"en-SG","isPartOf":{"@id":"https://www.getapp.sg/#website"}},{"name":"Qonto","description":"💡 With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category.\n\nGet started with a powerful Business Account for all your everyday banking needs.\n\n- Local IBANs (🇫🇷 French IBAN / 🇩🇪 German IBAN / 🇮🇹 Italian IBAN / 🇪🇸 Spanish IBAN)\n- Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.\n- Transfers: flexible payment methods - from Instant SEPA to SWIFT - so you can pay, and get paid, faster.\n- Transactions: unlimited history and real-time notifications.\n- Financing: easy access to integrated financing options.\n\nThen, leverage our Financial tools to keep track of your money and help you grow your business.\n\n- Invoice management: centralize invoices &amp; receipts in one place, get paid faster &amp; automate your outgoing payments.\n- Spend management: control team spending with budgets, automatic receipt collection &amp; tailored access.\n- Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/98acd9ea-232d-4ba5-95d9-05ca05bf8e44.png","url":"https://www.getapp.sg/software/2074894/qonto","@type":"SoftwareApplication","@id":"https://www.getapp.sg/software/2074894/qonto#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.sg/#organization"},"aggregateRating":{"@type":"AggregateRating","bestRating":5,"ratingCount":250,"ratingValue":4.5},"offers":{"price":"9","@type":"Offer","priceCurrency":"EUR"},"operatingSystem":"Cloud, Apple, Windows, Linux, Windows on premise, Linux on premise, Chrome, Android, Platform ios, Platform ipad"},{"name":"Mercury","description":"Mercury is an online business banking platform designed to provide comprehensive financial services for startups, small businesses, scaling companies and venture capital funds. The platform integrates business checking and savings accounts, expense management, payments, invoicing and accounting automation within a unified digital environment. As a fintech provider partnering with FDIC member institutions, the platform extends deposit insurance coverage for eligible balances through its sweep network of partner banks. Mercury caters to technology driven enterprises across ecommerce, consulting, crypto and life science sectors that require streamlined financial operations.\n\nThe platform offers checking and savings accounts with no monthly maintenance fees or minimum balance requirements. Users can issue virtual cards instantly and request physical debit cards for daily use. Cash management features include automated treasury services that allocate idle funds to money market instruments and government securities to generate returns subject to monthly service fees. The payment infrastructure supports domestic and international wire transfers, ACH processing and automated bill payment workflows powered by artificial intelligence that capture invoice details and recall prior recipients for rapid execution.\n\nMercury’s invoicing module enables businesses to create manual and automated invoices, accept multiple payment methods and manage customer details within the platform. Accounting automation tools apply machine learning to categorize transactions, attach receipts via email or upload and synchronize data with major accounting software platforms. Multi user management capabilities include role based access controls, approval flows and spend limits to enforce internal finance policies. Developer APIs facilitate custom integrations and automation of financial workflows for bespoke business requirements.\n\nSecurity protocols encompass multi factor authentication, fraud detection and monitoring systems, dark web surveillance and bank grade data encryption to safeguard sensitive information. The platform provides a comprehensive web based dashboard alongside native mobile applications for iOS and Android devices to enable full featured banking on the go. Additional services include working capital financing options and venture debt arrangements for qualifying enterprises as well as dedicated relationship management for accounts that meet specified criteria.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/5dbbbe78-7ee5-489a-a1b4-005f0fd7d62f.png","url":"https://www.getapp.sg/software/2084145/mercury-3","@type":"SoftwareApplication","@id":"https://www.getapp.sg/software/2084145/mercury-3#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.sg/#organization"},"aggregateRating":{"@type":"AggregateRating","bestRating":5,"ratingCount":57,"ratingValue":4.9},"offers":{"price":"0","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Android, Platform ios"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Accounts Receivable Software","position":2,"item":"/directory/238/accounts-receivable/software","@type":"ListItem"},{"name":"Qonto vs Mercury","position":3,"item":"https://www.getapp.sg/compare/2074894/2084145/qonto/vs/mercury-3","@type":"ListItem"}],"@id":"https://www.getapp.sg/compare/2074894/2084145/qonto/vs/mercury-3#breadcrumblist"}]}
</script>
