Authorize.Net

Credit card processing for small & medium business merchants

About Authorize.Net

Authorize.Net is an online payment gateway enabling small to medium-sized online merchants to accept credit card and electronic check payments from websites and deposit funds automatically into their merchant bank account. More than 305,000 merchants trust Authorize.net for payment processing and online fraud prevention solutions.

Accept retail payments/in-person payments by attaching a compatible card reader to an existing computer, or use a mobile device in order to accept payments on the go. Authorize.Net also powers payments for dozens of pre-integrated, third party point-of-sale systems.

Customers can make a web purchase on their mobile phone, and Authorize.Net payments can be embedded into the business' mobile app for accepting payments.

Accept mail order/telephone order payments and submit transactions manually by entering payment details into Authorize.Net's online virtual terminal. This feature is ideal for merchants who take mail or telephone orders from their customers.

Pricing starting from:

US$25.00/month

  • Free Version
  • Free Trial
  • Subscription

Top 5 alternatives to Authorize.Net

Key benefits of Authorize.Net

  • Accept a variety of payments – All major credit cards, eCheck.Net (electronic checks from bank accounts), gift cards, and signature debit cards.

  • Manage transactions – A full-featured merchant interface to monitor and control payments through websites.

  • Prevent fraud – Identify suspicious transactions with value-adding products and built-in fraud tools.

  • Risk management – Sensitive data is stored in the Authorize.Net PCI-compliant data center, and never on the user's computer.

  • Receive payments quickly – Funds are automatically deposited into the user's merchant bank account within days.

  • Free help – Authorize.Net provides live technical and account support to merchants, as well as access to online documentation and user guides.
  • Typical Customers

    • Freelancers
    • Small Businesses (2-50)
    • Mid-size Companies (51-500)
    • Large enterprises (500 and more)

    Deployment

    • Cloud-based
    • On-premise

    Markets

    Australia, Canada, China, United Kingdom, India , United States

    Supported Languages

    English

    Pricing starting from:

    US$25.00/month

    • Free Version
    • Free Trial
    • Subscription

    Top 5 alternatives to Authorize.Net

    Images

    Authorize.Net Software - Transaction view
    Authorize.Net Software - Donation plug-in feature
    Authorize.Net Software - Card reader feature
    Authorize.Net Software - Payment terminal feature
    View 5 more
    Authorize.Net video
    Authorize.Net Software - Transaction view
    Authorize.Net Software - Donation plug-in feature
    Authorize.Net Software - Card reader feature
    Authorize.Net Software - Payment terminal feature

    Features

    Total features of Authorize.Net: 37

    • ACH Payment Processing
    • API
    • Access Controls/Permissions
    • Commission Management
    • Credit Card Management
    • Credit Card Processing
    • Customer Accounts
    • Customizable Branding
    • Data Security
    • Debit/Credit Card Processing
    • Discount Management
    • Electronic Payments
    • Electronic Signature
    • Fraud Detection
    • Gift Card Management
    • Inventory Management
    • Invoice Processing
    • Loyalty Program
    • Mobile Access
    • Mobile Payments
    • Multi-Location
    • Multiple Payment Options
    • Online Payments
    • Ordering Automation
    • PCI Compliance
    • Payment Processing
    • Purchasing & Receiving
    • Real Time Data
    • Recurring/Subscription Billing
    • Reporting/Analytics
    • Restaurant POS
    • Retail POS
    • Returns Management
    • Sales Reports
    • Transaction History
    • Transaction Monitoring
    • eCommerce Management

    Alternatives

    Stripe

    4.7
    #1 Alternative to Authorize.Net
    Stripe is an online payment processing tool for internet businesses. Stripe handles everything, including storing...

    Braintree

    3.9
    #2 Alternative to Authorize.Net
    Braintree Payment Solutions is an online payment gateway that allows to process eCommerce transactions on mobile...

    PayPal

    4.7
    #3 Alternative to Authorize.Net
    PayPal Commerce Platform is a comprehensive solution designed to serve your business needs and your customers, whether...

    Cash App

    4.3
    #4 Alternative to Authorize.Net
    Cash App is a web-based finance mobile application designed to help businesses send money, design debit cards, and buy...

    Reviews

    Overall rating

    4.4 /5
    (146)
    Value for Money
    4.3/5
    Features
    4.3/5
    Ease of Use
    4.2/5
    Customer Support
    4.2/5

    Already have Authorize.Net?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Showing 5 reviews of 146
    Nipon
    Overall rating
    • Industry: Information Technology & Services
    • Company size: 11-50 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 7.0 /10

    They are still providing the best card processing services for websites & online shops!

    Reviewed on 20/09/2022

    Great! I call them the universal card processor for almost every sort of business

    Great! I call them the universal card processor for almost every sort of business

    Pros

    You might not hear a lot about them these days but actually they are the biggest network of merchant account provider processing card payments for almost every type of businesses since the beginning of e-commerce. They offer plan for high risk business sectors too and process cards in a lot of currencies. Plug-ins available for almost every platform out there and clear payments to bank daily.

    Cons

    I found there interface little tricky and needed expert’s help to integrate with my e-commerce site.

    Alternatives Considered

    Square Payments, PayPal Commerce Platform and Stripe

    Reasons for Choosing Authorize.Net

    Stripe denied to support my business due to high chargeback rate

    Switched From

    Stripe

    Reasons for Switching to Authorize.Net

    Open to high risk business sectors
    Sonny Tee Influencer
    Overall rating
    • Industry: Marketing & Advertising
    • Company size: 2-10 Employees
    • Used Daily for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Simple and Easy To Deploy

    Reviewed on 21/05/2022

    Overall, after the initial phone calls and emailing documents, its been a pleasure using the...

    Overall, after the initial phone calls and emailing documents, its been a pleasure using the service. No headaches and it just sits in the background doing what its supposed to be doing.

    Pros

    I like the ease of use. and ease of deployment of the service. my main reason for using it is because ITS not all the other providers out there. its a REAL merchant account.

    Cons

    The actual process to get approved is LONG and kind of a pain because it is a REAL merchant account, they also do a hard pull on your credit, which was less t Han ideal but a pessary evil to get the service.

    Tiffany
    Overall rating
    • Industry: Retail
    • Company size: 2-10 Employees
    • Used Daily for 1-5 months
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 7.0 /10

    Simple, easy, effective

    Reviewed on 08/11/2022

    Overall, Its an okay software. If you are looking for the most basic cost-effective system then...

    Overall, Its an okay software. If you are looking for the most basic cost-effective system then Authorize.net is great. If you are looking for some bells and whistles with more options of what you can do, I would suggest something else.

    Pros

    The fees are much smaller compared to competing software. Reports are easy to read and find.

    Cons

    If any refunds or evaluations need to be made for a payment, you must wait at least 24 hours for the transaction to settle before processing any type of refund. This has caused some issues with customers and would love to be able to do it on the spot. The launch of the software was a little shakey. We received multiple error codes that customer support could not help us with.

    Josh
    Overall rating
    • Industry: E-Learning
    • Company size: 2-10 Employees
    • Used Weekly for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 5.0 /10

    Slow Payments, Convoluted Explanations for Account Use

    Reviewed on 19/11/2021

    Overall, Authorize.net has some benefits like customer trust and fraud prevention and if you are...

    Overall, Authorize.net has some benefits like customer trust and fraud prevention and if you are good at code, it might be great for you. Otherwise it seems a little outdated and complicated to set up and use beyond their automated features.

    Pros

    I do like that Authorize.net is pretty widespread in its use, and that I feel I can implement it in a variety of mediums including SuiteDash CRM and Payments, my website, etc. It is rather versatile in that sense and allows for customization or more simplicity if needed.

    Cons

    If you are doing anything beyond setting up Authorize.net with them directly and having them manage your processor, it is really difficult to figure out what to do and what you need. Customer service is great, but I prefer to just get things done on my own without multiple phone calls to set things up. Payments come slowly and it just overall feels really outdated for me.

    Alternatives Considered

    Venmo

    Reasons for Choosing Authorize.Net

    Square continued freezing my account for no reason and it was incredibly frustrating.

    Switched From

    Square Payments

    Reasons for Switching to Authorize.Net

    I actually use both now, and generally prefer Venmo, but it depends on the circumstance and platform I am using.
    Joe
    Overall rating
    • Industry: Retail
    • Company size: 2-10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 8.0 /10

    A Bit Dated, But Functional

    Reviewed on 19/08/2021

    Overall, positive experience. Had one day where the servers went down and were unable to take...

    Overall, positive experience. Had one day where the servers went down and were unable to take payment for a couple hours. Other than that, zero outages or complaints.

    Pros

    We've had very little problems with fraudulent payment attempts. Security settings are quite customizable and ease of setup is good.

    Cons

    The interface is a little outdated. Other processors like Square and Stripe feel more sleek and modern, more navigable.

    Alternatives Considered

    Stripe

    Reasons for Switching to Authorize.Net

    Ease of setup with our software and employees familiarity of Authorize.
    Showing 5 reviews of 146 Read all reviews

    Authorize.Net FAQs

    Below are some frequently asked questions for Authorize.Net.

    Authorize.Net offers the following pricing plans:

    • Starting from: US$25.00/month
    • Pricing model: Free Version, Subscription
    • Free Trial: Not Available

    2.9% + .30 per transaction* $49 setup, $25 monthly gateway + free additional services. *Partner merchant account fees may vary, contact Authorize.net for more details.

    Authorize.Net has the following typical customers:

    Self Employed, 2-10, 11-50, 51-200, 201-500, 501-1,000, 1,001-5,000

    Authorize.Net supports the following languages:

    English

    Authorize.Net supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Authorize.Net integrates with the following applications:

    PayPal

    Authorize.Net offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat

    Related categories

    See all software categories found for Authorize.Net.