About Plooto

Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accounts receivable functions by unifying payments, processes, control, and reporting. Get paid as soon as 2 business days with credit cards! Trusted by 6,000+ businesses, the platform also integrates with popular accounting systems such as Xero and QuickBooks to eliminate data entry and automate the reconciliation of bills and invoices.

Plooto provides robust two-way sync with QuickBooks and Xero, automating the end-to-end AP and AR processes - from syncing invoices and payments to reconciling payment records while keeping a full audit trail.

Additionally, features like customizable approval workflows, recurring payments and pre-authorized debit (PAD) agreements save you even more time and effort.

Pricing starting from:

CA$32.00/month

  • Free Version
  • Free Trial
  • Subscription

Key benefits of Plooto

  • Stop chasing check signatures with Plooto's smart approval workflow - allowing you to get payment approvals from assigned approvers from anywhere in the world.

  • Improve your cash flow and get paid as soon as 2 business days with Plooto's credit card acceptance (compared to the 4-7 business days with ACH). Plus, provide more payment flexibility to your customers!

  • With Plooto's smart integration, automatically sync all invoices and transactions to and from QuickBooks or Xero

  • Plooto keeps a full audit trail of all transactions, saving you countless hours on data entry

  • Switch between multiple client accounts with Plooto's dashboard view - perfect for accountants and bookkeepers.

  • Collect one-time and recurring payments faster with PAD to streamline the accounts receivable process

  • Securely transfer funds electronically without having to know the payee's banking information.

  • Send domestic and cross-border payments between Canada and the U.S. with no percentage fees.
  • Typical Customers

    • Freelancers
    • Small Businesses (2-50)
    • Mid-size Companies (51-500)
    • Large enterprises (500 and more)

    Deployment

    • Cloud-based
    • On-premise

    Markets

    Canada, United States

    Supported Languages

    English

    Pricing starting from:

    CA$32.00/month

    • Free Version
    • Free Trial
    • Subscription

    Images

    Plooto Software - Plooto Client Dashboard | Have full visibility of your clients and see all pending action items at a glance.
    Plooto Software - Plooto Accounts Payable Dashboard | View all of your client's pending and completed payables
    Plooto Software - Plooto Integration | With Plooto's two-way sync with QuickBooks and Xero, automate accounting payable processes
    Plooto Software - Plooto Manual Payment | Have the ability to make manual payments without having to sync to an accounting software
    Plooto Software - Plooto Accounts Receivable Dashboard | View all of your client's pending and completed receivables
    Plooto Software - Plooto Request Payment | Manually request payments and enjoy features like recurring payment and PAD
    Plooto Software - Plooto Integration | With Plooto's two-way sync with QuickBooks and Xero, automate accounting receivable processes
    View 8 more
    Plooto video
    Plooto Software - Plooto Client Dashboard | Have full visibility of your clients and see all pending action items at a glance.
    Plooto Software - Plooto Accounts Payable Dashboard | View all of your client's pending and completed payables
    Plooto Software - Plooto Integration | With Plooto's two-way sync with QuickBooks and Xero, automate accounting payable processes
    Plooto Software - Plooto Manual Payment | Have the ability to make manual payments without having to sync to an accounting software
    Plooto Software - Plooto Accounts Receivable Dashboard | View all of your client's pending and completed receivables
    Plooto Software - Plooto Request Payment | Manually request payments and enjoy features like recurring payment and PAD
    Plooto Software - Plooto Integration | With Plooto's two-way sync with QuickBooks and Xero, automate accounting receivable processes

    Features

    Total features of Plooto: 70

    • ACH Payment Processing
    • Access Controls/Permissions
    • Account Reconciliation
    • Accounting
    • Accounting Integration
    • Accounts Payable
    • Accounts Receivable
    • Activity Dashboard
    • Alerts/Notifications
    • Approval Process Control
    • Audit Management
    • Audit Trail
    • Automatic Billing
    • Bank Reconciliation
    • Billing & Invoicing
    • CPA Firms
    • Cash Flow Management
    • Cash Management
    • Check Writing
    • Contact Database
    • Contingency Billing
    • Core Accounting
    • Credit Card Processing
    • Customer Statements
    • Customizable Branding
    • Customizable Reports
    • Dashboard
    • Data Extraction
    • Data Import/Export
    • Data Security
    • Debit/Credit Card Processing
    • Document Management
    • Document Storage
    • Electronic Funds Transfer
    • Electronic Payments
    • Email Management
    • Email Reminders
    • Expense Tracking
    • Financial Reporting
    • For Small Businesses
    • Fraud Detection
    • General Ledger
    • Invoice History
    • Invoice Management
    • Invoice Processing
    • Multi-Location
    • Multi-Period Recurring Billing
    • Multiple Payment Options
    • Online Invoicing
    • Online Payments
    • Partial Payments
    • Payment Collection
    • Payment Processing
    • Payroll Management
    • Progress Tracking
    • Project Billing
    • QuickBooks Integration
    • Real Time Reporting
    • Receivables Ledger
    • Recurring Invoicing
    • Recurring Payments
    • Recurring/Subscription Billing
    • Reporting & Statistics
    • Reporting/Analytics
    • Search/Filter
    • Status Tracking
    • Third Party Integrations
    • Transaction History
    • Transaction Monitoring
    • Vendor Management

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    Reviews

    Overall rating

    4.4 /5
    (222)
    Value for Money
    4.2/5
    Features
    4.2/5
    Ease of Use
    4.5/5
    Customer Support
    4.0/5

    Already have Plooto?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Showing 5 reviews of 222
    Keri
    Overall rating
    • Industry: Warehousing
    • Company size: 2–10 Employees
    • Used Daily for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Plooto as 3rd Party ACH Provider

    Reviewed on 17/12/2020

    My overall experience has been great. Customer service is timely and helpful. This software has...

    My overall experience has been great. Customer service is timely and helpful. This software has saved me countless hours of which I don't have to spare!

    Pros

    The integration with Quickbooks Online is simple and makes my A/R seamless. I love that my clients set up an ACH agreement one time and moving forward I request and process my A/R with a click of a button. I can also select which account I want the deposit to go to. Data is easy to download for reconciliation purposes as well.

    Cons

    I would like to see a default bank account option so I don't have to select a bank account for each transaction. I would also love for the deposit times to improve.

    Judah
    Overall rating
    • Industry: Accounting
    • Company size: Self Employed
    • Used for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 5.0 /10

    It's alright, the integration with Xero is a bit iffy.

    Reviewed on 08/12/2020

    It's alright. Not great. Not bad. Nothing to write home about.

    It's alright. Not great. Not bad. Nothing to write home about.

    Pros

    It's affordability and versatility. The ability to have people on ACH subscriptions is a large plus

    Cons

    No option to accept credit cards. The rigidness of the PAD form and not allowing us access to the PAD form in the event that we want to move to a different platform. Not easy to add new vendors without adding an inconvenience to them.

    Alternatives Considered

    Stripe

    Reasons for Switching to Plooto

    The price compared to Stripe is nicer. The subscription with ACH through using a PAD form put Veem out of the running.
    Ariel
    Overall rating
    • Industry: Accounting
    • Company size: 2–10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 5.0 /10

    Pricing model needs to go back to what it was

    Reviewed on 12/02/2020

    Pros

    Easy to use, great concept, would recommend it if pricing made sense.

    Cons

    - Used to be very competitively priced, with the subscription model it is very hard to justify this expense to clients, especially since the use base is mostly small forward thinking companies who have very little vendor payments to make in the first place.
    - Very limited customizability when a lot of customization could be offered at the basic level.
    - It's never a good business practice to force people to use your product for lack of alternatives. Due to the horrible pricing model change, if there was an alternative, I would be using it.

    Susan
    Overall rating
    • Industry: Accounting
    • Company size: 2–10 Employees
    • Used Monthly for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 9.0 /10

    A great alternative to accepting credit cards

    Reviewed on 08/12/2020

    Pros

    I saved a lot on Merchant fees for my monthly billing.

    Cons

    The new fee structure still saved me money but not quite as much. I find the set up and navigation a little clunky.

    Ron
    Overall rating
    • Industry: Accounting
    • Company size: Self Employed
    • Used Monthly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Likelihood to recommend 5.0 /10

    Plooto review

    Reviewed on 25/05/2021

    None of my clients use cheques and rarely any other mode of payment. Plooto could improve the...

    None of my clients use cheques and rarely any other mode of payment. Plooto could improve the approval process, however.

    Pros

    Plooto synchronizes with QBO pulling in all unpaid bills. Paying suppliers is done simply by ticking the unpaid items particularly if you have set up the supplier in Plooto with their banking information. If not available an e-transfer can be made or Plooto will solicit this detail from the supplier for you. Collecting outstanding receivables in QBO also works very nicely although some clients are suspicious of the solicitation. USD payments and rapid payments are also available if Plooto is prefunded, otherwise a fee is applied.

    Cons

    The payment interface with QBO was not well thought out. The first step initiates a payment and a designated approver will then have to approve the payment. Plooto immediately marks the bill as paid in QBO. The approver often delays in approving payment due to cash flows or disagreement. Running a balance sheet or payables listing in QBO is misleading since items have been removed as 'paid'. Putting the bills back into QBO as unpaid means deleting the initiated payment in Plooto and manually deleting the payment if QBO. This often leads to mistakes if there are large volumes and a busy schedule, sometimes resulting in double payments . In spite of the claims by Plooto the balance showing in QBO often become irreconcilable resulting in a write off. Plooto does not import credit amounts resulting in overpayments. The resolution to this by Plooto to this issue is extremely simple. Do not mark 'initiated' payments as 'paid' only 'approved' payments.

    Showing 5 reviews of 222 Read all reviews

    Plooto FAQs

    Below are some frequently asked questions for Plooto.

    Plooto offers the following pricing plans:

    • Starting from: CA$32.00/month
    • Pricing model: Subscription
    • Free Trial: Available

    No setup fees. No integration fees. No hidden fees.

    Plooto has the following typical customers:

    Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000

    Plooto supports the following languages:

    English

    Plooto supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Plooto integrates with the following applications:

    QuickBooks Online Advanced, Xero

    Plooto offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat

    Related categories

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