About Square Payments

Square Payments is an online payment processing solution which integrates with Square hardware and POS software to allow businesses to accept various payment types. Businesses can use Square Payments to make transactions from any location, deposit payments from all major credit cards, send invoices, store payment details for recurring customers, sell through e-commerce platforms, and more through integration with other Square tools and third party applications.

In order to facilitate the acceptance of any type of payment, Square Payments provides tools for managing chip cards, NFC payments, magstripe, remote payments, cash deposits, and more, meaning businesses can offer more flexibility to their customers. Users can integrate with Square’s card reader hardware and POS application to process payments anywhere, and in any way that customers wish to pay. Payments can also be handled remotely by keying in payments even when offline and, utilizing Square hardware, merchants can accept credit cards, NFC payments, gift cards, and more.

Square Payments provides automatic security measures including PCI compliance, chargeback protection, account takeover protection, fraud monitoring and detection, and more, so that both businesses and their customers can rest assured their accounts and data are safe when completing transactions.

Pricing starting from:

Not provided by vendor

  • Free Version
  • Free Trial
  • Subscription

Top 5 alternatives to Square Payments

Key benefits of Square Payments

  • Integrate with Square Invoices to send invoices from laptops or mobile devices directly to customers’ email inboxes and provide clients with a button to pay online or in person with credit and debit card processing.

  • Ensure payments are processed accurately and securely with automated features such as dispute management, PCI compliance management, fraud monitoring, chargeback protection, and more.

  • Integrate with third party e-commerce platforms such as BigCommerce, Weebly, Wix, WooCommerce, Ecwid, and more through the Square App Marketplace to sell online and process payments.

  • Accept payments from chip credit cards, magstripe, NFC through mobile devices, or remotely by keying in payments from the Square dashboard without the need for a card reader. Businesses can also save cards on file for recurring customers to save time.

  • Utilize the Square Payment Processing APIs to sell online through custom built-in app or website payment solutions, and seamlessly integrate online and offline sales. Benefit from Square features such as reporting, deposit tracking, and more.
  • Typical Customers

    • Freelancers
    • Small Businesses (2-50)
    • Mid-size Companies (51-500)
    • Large enterprises (500 and more)

    Deployment

    • Cloud-based
    • On-premise

    Markets

    Australia, Canada, Spain, United Kingdom, Ireland , Japan, Norway, United States

    Supported Languages

    English, Spanish

    Pricing starting from:

    Not provided by vendor

    • Free Version
    • Free Trial
    • Subscription

    Top 5 alternatives to Square Payments

    Images

    Square Payments Software - Take payments anywhere, from any device, and view payment details, recurring payments, cards on file, and more
    Square Payments Software - Connect Square payments processing with Square hardware devices to accept all major credit cards
    Square Payments Software - Accept credit card payments by integrating with Square card reader hardware and POS software
    Square Payments Software - Digital receipts
    Square Payments Software - Payments virtual terminal
    Square Payments Software - Application dashboard
    View 7 more
    Square Payments video
    Square Payments Software - Take payments anywhere, from any device, and view payment details, recurring payments, cards on file, and more
    Square Payments Software - Connect Square payments processing with Square hardware devices to accept all major credit cards
    Square Payments Software - Accept credit card payments by integrating with Square card reader hardware and POS software
    Square Payments Software - Digital receipts
    Square Payments Software - Payments virtual terminal
    Square Payments Software - Application dashboard

    Features

    Total features of Square Payments: 35

    • ACH Payment Processing
    • API
    • Billing & Invoicing
    • Cash Management
    • Compliance Management
    • Contactless NFC
    • Credit Card Processing
    • Cryptocurrency Processing
    • Customer Database
    • Data Security
    • Debit/Credit Card Processing
    • Electronic Payments
    • Electronic Signature
    • Fraud Detection
    • Gift Card Management
    • In-Person Payments
    • Invoice Management
    • Invoice Processing
    • Mobile Access
    • Mobile Card Reader
    • Mobile Payments
    • Multiple Payment Options
    • Offline Access
    • Online Payments
    • PCI Compliance
    • Partial Payments
    • Payment Fraud Prevention
    • Payment Processing
    • Point of Sale (POS)
    • Receipt Management
    • Recurring/Subscription Billing
    • Reporting & Statistics
    • Reporting/Analytics
    • SSL Security
    • Third Party Integrations

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    Reviews

    Overall rating

    4.7 /5
    (2,087)
    Value for Money
    4.5/5
    Features
    4.6/5
    Ease of Use
    4.7/5
    Customer Support
    4.4/5

    Already have Square Payments?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Showing 5 reviews of 2,087
    Zach
    Overall rating
    • Industry: E-Learning
    • Company size: Self Employed
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Likelihood to recommend 10.0 /10

    Hands down - great experience

    Reviewed on 30/04/2021

    I send invoices + reminders. I use card reader for in person music lessons and switched to online...

    I send invoices + reminders. I use card reader for in person music lessons and switched to online options with ecwid / wordpress site. Just allowed me to give customers options and convenience. They were happy and I looked professional.

    Pros

    I've always admired square for how clean and well designed everything their products are. They gets the job done and are a lot more user friendly than others were.

    Cons

    I haven't noticed anything. Have not honestly needed to contact support. I never used the banking ach option for my customers cause it seemed more complicated for them.

    Randy
    Overall rating
    • Industry: Recreational Facilities & Services
    • Company size: 2-10 Employees
    • Used Daily for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 7.0 /10

    Good product

    Reviewed on 22/12/2022

    Very good. I liked the way you could use it in store and in the field.

    Very good. I liked the way you could use it in store and in the field.

    Pros

    It is easy to use and operate. Payments are almost instant. Payouts are daily and on time. Dispute process is also easy to use and understand

    Cons

    Reports didn't differentiate between online payments and card swipes. Very hard to gage the business when its all lumped together. Should categorize them separately

    Maureen
    Overall rating
    • Industry: Arts & Crafts
    • Company size: Self Employed
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Ease of Use
    • Likelihood to recommend 0.0 /10

    Square does not reimburse for manual credit card transactoins

    Reviewed on 08/10/2021

    Pros

    When it works it's okay and you get payments quickly.

    Cons

    When the card reader doesn't work, which can happen for multiple reasons (no wifi, the card's strip is worn out, the reader is worn out, etc.) Square has instructions on their Support page to enter the credit card information manually. I encountered this situation at my last show with 100% of my credit card sales, followed Square's instructions from their Support page, and received an "Approved" response with each transaction. Square's records showed these transactions were transmitted to them as "cash" transactions so they refused to compensate me for the sales.

    If you use Square, you know that cash transactions are very different from manual credit card input. They do not display fields for you to enter credit card information, expiration date and the code on the back of the card, and they do not ask for the customer's zip code. This was all information I manually inputted with each transaction - but it did not transmit to Square. But again, with each transaction Square responded with "Approved".

    Square did not acknowledge any problems at their end and would not help me, so I essentially held a "Free Sale" where I paid for booth space at the show in order to give my products away. I have no idea if the customers' credit cards were charged. I only know that I will not receive payment for my goods because Square will not investigate the problem on their end. However, in telling me this they kindly hoped that I would have a "wonderful day!"

    Hussein
    Overall rating
    • Industry: Retail
    • Company size: 2-10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 8.0 /10

    Daily square user

    Reviewed on 06/10/2022

    It’s been years and I’m loving it

    It’s been years and I’m loving it

    Pros

    It’s fixed rate and there are no hidden fees

    Cons

    I would love if they lower the rite to 1.5%

    Biro
    Overall rating
    • Industry: Consumer Goods
    • Company size: Self Employed
    • Used Daily for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 9.0 /10

    One of the best payment processor

    Reviewed on 24/12/2022

    My overall experience is great so far with square payment

    My overall experience is great so far with square payment

    Pros

    It is fast secure and reliable, customers love it and I have no complaint

    Cons

    Nothing to be honest, because the software is working well for me and my customers

    Showing 5 reviews of 2,087 Read all reviews

    Square Payments FAQs

    Below are some frequently asked questions for Square Payments.

    Square Payments offers the following pricing plans:

    • Starting from:
    • Pricing model: Free Version
    • Free Trial: Not Available

    Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online & invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information.

    Square Payments has the following typical customers:

    Self Employed, 2-10, 11-50, 51-200, 201-500, 501-1,000, 1,001-5,000

    Square Payments supports the following languages:

    English, Spanish

    Square Payments supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Square Payments integrates with the following applications:

    Acuity Scheduling, BigCommerce, Craver, DAVO, Ecwid, Fomo, Linktree, Mailchimp, Make, MarginEdge, MoeGo, Paymo, Poptin, QuickBooks Online Advanced, Shopventory, Sociavore, Square Invoices, Square Point of Sale, Synder, TouchBistro, Vend, Weebly, Wix, WooCommerce, Zoho Invoice

    Square Payments offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support

    Related categories

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