---
description: If you're in a hunt for the best solution for your business, learn what Atoa Business has to offer thanks to GetApp Singapore. We provide the most detailed information on pricing, benefits, and disadvantages of software.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Atoa Business Price, Reviews & Ratings | GetApp Singapore 2026
---

Breadcrumb: [Home](/) > [Financial Services Software](/directory/1075/financial-services/software) > [Atoa Business](/software/2097577/atoa-business)

# Atoa Business

Canonical: https://www.getapp.sg/software/2097577/atoa-business

> Atoa is a payment platform designed for UK businesses that enables them to accept both Pay by Bank and card payments through a single system. The platform supports multiple payment methods including payment links, QR codes, point-of-sale terminals, and online checkouts for in-store, remote, and digital transactions. It integrates with accounting and ecommerce tools such as Xero, Shopify, WooCommerce, and WordPress, and is authorised by the Financial Conduct Authority as a payment institution.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

-----

## Overview

### Key benefits of Atoa Business

Enables acceptance of both Pay by Bank and card payments through a single platform, supporting in-person, online, and remote transactions
Reduces payment processing costs with lower fees, especially for Pay by Bank transactions
Improves cash flow with instant or next-day settlement of funds
Streamlines financial operations with real-time reconciliation, one-click refunds, and automated payment reminders
Integrates easily with popular tools such as Xero, Shopify, and WooCommerce for seamless payment management

## About the vendor

- **Company**: AtoA

## Commercial Context

- **Starting Price**: £7.00
- **Pricing model**: Per User (Free Trial)
- **Target Audience**: 201–500, 501–1,000
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United Kingdom

## Features

- Billing & Invoicing
- Cash Management
- Credit Card Processing
- Customizable Reports
- Data Security
- Electronic Payments
- Financial Analysis
- Financial Management
- For Financial Institutions
- Online Payments
- Partial Payments
- Payment Links
- Purchasing & Receiving
- Reporting/Analytics
- Third-Party Integrations
- Transaction History

## Integrations (18 total)

- PointOne Time
- QuickBooks Money
- QuickBooks Online
- QuickBooks Online Accountant
- QuickBooks Online Advanced
- Sage 100
- Sage 200
- Sage 200 Evolution
- Sage 300
- Sage 300 People
- Sage 50 Accounting
- Sage 500
- Sage 50cloud Pastel
- Sage Accounting
- Sage Active

... and 3 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Financial Services Software](https://www.getapp.sg/directory/1075/financial-services/software)

## Related Categories

- [Financial Services Software](https://www.getapp.sg/directory/1075/financial-services/software)
- [Payment Processing Software](https://www.getapp.sg/directory/23/payment-management/software)

## Links

- [View on GetApp](https://www.getapp.sg/software/2097577/atoa-business)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.getapp.com/all-software/a/atoa-business/> |
| en-AE | <https://www.getapp.ae/software/2097577/atoa-business> |
| en-AU | <https://www.getapp.com.au/software/2097577/atoa-business> |
| en-CA | <https://www.getapp.ca/software/2097577/atoa-business> |
| en-GB | <https://www.getapp.co.uk/software/2097577/atoa-business> |
| en-IE | <https://www.getapp.ie/software/2097577/atoa-business> |
| en-NZ | <https://www.getapp.co.nz/software/2097577/atoa-business> |
| en-SG | <https://www.getapp.sg/software/2097577/atoa-business> |
| en-ZA | <https://www.getapp.za.com/software/2097577/atoa-business> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":null,"address":{"@type":"PostalAddress","addressLocality":null,"addressRegion":null,"postalCode":null,"streetAddress":null},"description":"Review, Compare and Evaluate small business software. GetApp Singapore has software offers, SaaS and Cloud Apps, independent evaluations and reviews.","email":"info@getapp.sg","url":"https://www.getapp.sg/","logo":"https://dm-localsites-assets-prod.imgix.net/images/getapp/getapp-logo-light-mode-5f7ee07199c9b3b045bc654a55a2b9fa.svg","@id":"https://www.getapp.sg/#organization","@type":"Organization","parentOrganization":"G2.com, Inc.","sameAs":["https://twitter.com/getapp","https://www.facebook.com/GetAppcom","https://www.instagram.com/getappcom/","https://www.youtube.com/c/GetAppCom"]},{"name":"Atoa Business","description":"Atoa Business is a UK based payment processing platform enabling businesses to accept both Pay by Bank and card payments through a unified system. It operates under authorization by the Financial Conduct Authority as a payment institution offering account information services and payment initiation services. The platform delivers an alternative to traditional payment methods by combining open banking technology with conventional card acceptance capabilities. It targets UK registered limited companies processing fifty thousand or more in monthly payments and registered UK charities. The solution is designed to reduce transaction fees, accelerate settlement times, and streamline financial operations across in person, remote, and online channels.\n\nThe platform supports multiple acceptance channels and payment methods within a single environment. In person transactions are processed through point of sale terminals that accept card payments including Visa, Mastercard, American Express, Apple Pay and Google Pay as well as Pay by Bank transactions and QR code scans. Remote payment collection is managed through secure SMS and email links with support for partial payments and deposit requests accompanied by real time reconciliation. Online checkouts integrate with common e commerce systems to enable smooth payment acceptance on business websites. Pay by Bank transactions leverage open banking technology with biometric authentication in banking apps and transfer funds directly from customer bank accounts to merchant accounts. Automated payment reminders reduce manual follow up, single click refunds eliminate manual bank handling, and recurring payment capabilities support subscription models. Settlement timing can be configured to provide instant transfers or consolidated payouts depending on business needs. A centralized dashboard provides transaction management, real time visibility, and automated reconciliation that reduces reconciliation time by more than half compared to manual processes.\n\nAtoa Business offers integration capabilities with accounting software such as Xero and e commerce platforms including Shopify, WooCommerce, Magento, and WordPress. Developer resources include lightweight software development kits and application programming interfaces that enable custom integration with minimal coding. The platform maintains security certifications in accordance with international standards and compliance with SOC two requirements. Card payment services are delivered through an affiliated payment provider operating under Financial Conduct Authority authorization. Technical support is provided by a UK based team and is accessible via email, live chat within the dashboard, and an online help centre containing documentation and implementation guides. The platform requires settlement to UK bank accounts and does not support sole trader structures at this time.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/122c527d-845e-438f-b50e-da96fe24acee.png","url":"https://www.getapp.sg/software/2097577/atoa-business","@id":"https://www.getapp.sg/software/2097577/atoa-business#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.sg/#organization"},"offers":{"price":"7","@type":"Offer","priceCurrency":"GBP"},"operatingSystem":"Cloud, Apple, Windows, Linux, Windows on premise, Chrome, Android, Platform ios, Platform ipad"},{"@id":"https://www.getapp.sg/software/2097577/atoa-business#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Financial Services Software","position":2,"item":"/directory/1075/financial-services/software","@type":"ListItem"},{"name":"Atoa Business","position":3,"item":"/software/2097577/atoa-business","@type":"ListItem"}]}]}
</script>