---
description: If you're in a hunt for the best solution for your business, learn what Cardinate has to offer thanks to GetApp Singapore. We provide the most detailed information on pricing, benefits, and disadvantages of software.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Cardinate Price, Reviews & Ratings | GetApp Singapore 2026
---

Breadcrumb: [Home](/) > [Financial Reporting Software](/directory/247/reporting/software) > [Cardinate](/software/2113610/cardinate)

# Cardinate

Canonical: https://www.getapp.sg/software/2113610/cardinate

> Cardinate is a credit-card-first tracker. See every card's balance, utilization, APR, and due date in one dashboard, and get warned before a 0% intro APR expires and jumps to 24%. Track unlimited cards free by hand, or connect securely via Plaid. Pro ($12.99/mo) adds automatic bank sync.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

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## Overview

### Key benefits of Cardinate

See every credit card in one place: balances, utilization, APR, and due dates, without a spreadsheet.
Get warned before a 0% intro APR ends and the rate jumps to 24% or more.
Get a heads-up before an annual fee posts, so you have time to keep, downgrade, or cancel the card.
Track per-card and total utilization to help protect your credit score.
See a clear month-by-month payoff plan and your debt-free date, with avalanche or snowball.
Connect cards securely through Plaid in read-only mode, or add them manually. Cardinate never stores your bank login.
Free for unlimited manual tracking. Pro ($12.99/mo) adds automatic bank sync.
Privacy-first and ad-free. We make money from subscriptions, never from selling your data.

## About the vendor

- **Company**: Cardinate

## Commercial Context

- **Starting Price**: US$0.00
- **Pricing model**: Flat Rate (Free version available) (Free Trial)
- **Pricing Details**: Free: unlimited manual card tracking, no credit card required. Pro: $12.99/month or $129/year (two months free), adds automatic bank sync via Plaid, payoff strategy comparison, and full history. Founding members who upgrade early keep $9.99/month for life.
- **Target Audience**: 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Canada, Germany, United Kingdom, United States

## Features

- Accounting
- Activity Dashboard
- Cash Flow Management
- Cash Management
- Dashboard
- Data Import/Export
- Expense Tracking
- Financial Analysis
- General Ledger
- Real-Time Data
- Self-Service Reporting

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base

## Category

- [Financial Reporting Software](https://www.getapp.sg/directory/247/reporting/software)

## Links

- [View on GetApp](https://www.getapp.sg/software/2113610/cardinate)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.getapp.com/all-software/a/cardinate/> |
| en-AE | <https://www.getapp.ae/software/2113610/cardinate> |
| en-AU | <https://www.getapp.com.au/software/2113610/cardinate> |
| en-CA | <https://www.getapp.ca/software/2113610/cardinate> |
| en-GB | <https://www.getapp.co.uk/software/2113610/cardinate> |
| en-IE | <https://www.getapp.ie/software/2113610/cardinate> |
| en-NZ | <https://www.getapp.co.nz/software/2113610/cardinate> |
| en-SG | <https://www.getapp.sg/software/2113610/cardinate> |
| en-ZA | <https://www.getapp.za.com/software/2113610/cardinate> |

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